2513 Main Street -P O Box 27
Miles City, MT 59301 USA
406-234-5458
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Loans

CONSUMER LOANS

Signature Loans, Signature Lines of Credit Loans, Vehicle Loans, RV Loans, Motorcycle Loans, Boat Loans, ATV Loans, Share Secured Loans, Overdraft Line of Credit Pretection Loans

CREDIT SCORING

Credit Scoring is used to determine rates, terms, and other conditions.  The Credit Score ranges we use follow:

A – 720 and above       B – 719 – 660       C – 659 – 620         D – 619 and below

We obtain credit reports for our applicants from Equifax.  If you would like additional information about your credit file, including your credit score, how to improve your individual credit score, your detailed credit report, or for ways to protect yourself from identity thef and fraud, you may purchase these and other services by contacting equifax at 1-800-685-1111.

MORTGAGE LOANS

Choosing Miles City Federal Credit Union is the first step toward establishing an affordable home loan- and with many options available, we are the resource you can count on.  Another key benefit of working with Miles City Federal Credit Union is that we partner with First Class Mortgage.  First Class Mortgage offers tools and products that can easily complete with any mortgage lender in the marketplace.

First Class Mortgage offer many options for all loan programs: purchase, debt consolidation, investment properties and second homes including flexible terms of 30-20-15-10 years.

Conventional * First Time Homebuyers * FHA * VA * USDA * ARM Loans * Jumbo

It is quick and easy to start the mortgage process!

  1. Contact us to take the application.
  2. A Credit Union representative will help you determine the necessary documents to gather.
  3. First Class Mortgage will pre-qualify your loan application.

Rest assured that Miles City Federal Credit Union, will stay involved in your mortgage process from start to finish to ensure your complete satisfaction.  Our top priority is finding the best solutions for individual mortgage needs, and that is why we are proud to partner with and recommend First Class Mortgage.

CREDIT DISABILITY AND CREDIT LIFE LOAN PROTECTION

We offer member pay Credit Disability and Credit Life Coverages through CUNA Mutual Insurance Society.  Credit Disability protects you in the you are under a doctor’s care and unable to work.  Credit Life pays your loan in the event of your death.  Coverages are available for the borrower, or the borrower and co-borrower.  Premiums are added to the loan monthly based

* CREDIT/DISABILITY INSURANCE

(member option)

* MEMBER-FRIENDLY ATMOSPHERE

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